E-Signature and Electronic Disclosure Agreement
This E-Signature and Electronic Disclosure Agreement ("E Sign Agreement") applies to all communications, documents, disclosures and electronic signatures related to the products, services and accounts offered or accessible through this online application process for all applicants and other individuals listed on any application or form including beneficiaries and authorized users, if applicable.
Agreement to conduct Transactions by Electronic Means
You agree to conduct the transactions offered through this online application by electronic means and acknowledge that all documents, disclosures, forms and other information related to such transactions will be provided to you through a web-based electronic interface or email. You further agree that all transactions completed through this online process will result in valid and legally binding agreements.
The following are some of the documentation you may receive:
Loan and Deposit Disclosures, agreements, periodic statements and other information related to the opening or initiation of an account, product or service including, but not limited to, account agreements, fee schedules or other disclosures or notices that may be required by Consumer related acts or other applicable federal or state laws and regulations;
Hardware and Software Requirements
You are responsible for installation, maintenance, and operation of your computer, browser and software. Liberty Bank and Trust Company is not responsible for errors or failures from any malfunction of your computer, browser or software. Liberty Bank and Trust Company is also not responsible for computer viruses or related problems associated with use of any online system. The following are the minimum hardware, software and operating system requirements necessary to use Liberty Bank's online services:
Processor - Single Core Intel or AMD
Memory - 2MB RAM
Disc Space - 50 MB's Free Space
Monitor - 800 x 600 Resolution
Browser - Microsoft Internet Explorer 9 or higher
Agreement to use Electronic Signatures:
You specifically agree that any electronic signatures that you provide through this online process are valid and enforceable as your legal signature. You acknowledge that these electronic signatures will legally bind you to the terms and conditions contained in the related documents just as if you had physically signed the same documents with a pen.
How to withdraw your consent to receiving disclosures electronically:
Subject to applicable law, you may withdraw your consent by calling our toll free at 800-883-3943.
Agreement to receive disclosures electronically:
You agree to receive all legal and regulatory disclosures and other communications associated with any of the applications or transactions available through this online application process through electronic means including this web-based electronic interface and email
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