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Privacy Policy |
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We recognize the importance of protecting the
privacy of personally-identifying information that may be submitted
to us when you visit our web site.
The information we receive depends
on what you do when you visit our site. This is how we handle the information
we learn about you from your visit to our web site.
When you visit our
site to read or download information on our web pages such as press
releases or checking and savings account information, the following
applies:
We collect and store
only the following information about you: name of the domain from which
you access the Internet (for example, aol.com, if you are connecting
from an America Online account, or a similar domain corresponding to your
Internet Service Provider "ISP"); date
and time you access our web site; pages you may have visited on our
site; and Internet address of the web site from where you came to visit
our web site.
We use the information we collect to measure the number of visitors
to the different pages and sections of our site, and to help us make
our site more useful.
When you visit our web site to use interactive
banking tools such as financial calculators and self-tests, the following
applies:
You may
be asked for personal information in order to complete the requested
analysis or evaluation. This information is NOT retained.
When you identify
yourself by sending an e-mail or filling forms such as applications,
check reorder forms, contact forms and guest registers, the following
applies:
You may be asked for personally-identifying
information in order to process your e-mail, form or application. This
information may be retained by us for processing and to facilitate
decisions. Information you submit to us is treated no differently than
any information you might provide in a written format such as a brochure
application, check reorder slip, or a letter.
We Want To Be Very Clear
We protect and safeguard the privacy of users of our on-line services,
just as we do throughout the rest of our business. We will use personal
information to identify you, to communicate with you, and to help
us answer your questions.
We will NOT sell personally-identifying information
to a third party for the purpose of solicitation or provide personal
information to a third party for its own use.
Sometimes we send our
customers information about our products and services. If you do not
wish to receive this information, or if you believe that your personal
information is incorrect please contact us. We will investigate the situation
and if appropriate update our records.
If you have any questions that are
not answered in this section please contact
us.
Security Statement
Our web site brings together a combination of industry-approved
security technologies to protect data for the bank and for you, our
customer. It features a VeriSign-issued Digital ID for the bank's Internet
Service Provider hosting our web site, Secure Sockets Layer (SSL) protocol
for data encryption, and a router and firewall to regulate the inflow and
outflow of server traffic.
Secure Data Transfer
Once a server session is established on an https
secure page, the user and the server are in a secured environment.
Because the server has been certified as a 128-bit secure server by VeriSign,
data traveling between the user and the server is encrypted with Secure
Sockets Layer (SSL) protocol. With SSL, data that travels between the bank
and customer is encrypted and can only be decrypted with the public and
private key pair. In short, the bank's server issues a public key to the
end user's browser and creates a temporary private key. These two keys are
the only combination possible for that session. When the session is complete,
the keys expire and the whole process starts over when a new end user makes
a server session.
Router and Firewall
Secure forms must filter through a router and firewall
before they are permitted to reach the server. A router, a piece of
hardware, works in conjunction with the firewall, a piece of software, to
block and direct traffic coming to the server. The configuration begins
by disallowing ALL traffic and then opens holes only when necessary to process
acceptable data requests, such as retrieving web pages or sending customer
requests to the bank.
Using the above technologies, your Internet loan application
and check reorder transactions are secure.
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