Liberty Bank is excited to announce improvements to our credit card program, including enhanced security with the new EMV chip, online access to view your account, a new credit card design and electronic statement availability. The new credit card program will be available on August 24th, 2026.
Liberty Bank is changing the credit card processor to better serve your credit card needs. This change requires that a new card be issued.
No. Your existing card will not work after 8/24/26 at 6:45 a.m. EDT. Instructions will come with your new card to ensure it is ready to use on or after 8/24/26.
You will not be able to access statements/history online as of 8/24/26, so we recommend you save the statements to your computer or print hard copies before this date.
No. Your interest rate and other terms on your account will not be changing.
You will no longer receive a PIN in the mail, and your old PIN will not work with the new card. You can select your unique PIN by calling the number on the activation label and choosing the PIN option.
EMV stands for Europay, Mastercard® and Visa®. EMV chip technology is becoming the global standard for credit card and debit card payments. This smart chip technology features credit cards with embedded chips that that will help increase security and reduce fraud. This standard has many names worldwide and may also be referred to as: "chip and signature."
Yes. Your card will be accepted at all merchant locations.
Yes. As a security feature, all cards being issued with this conversion will have a unique number and will arrive separately. However, you will continue to receive only one bill, regardless of the number of cards on the account.
To ensure there is no interruption in recurring or preauthorized payments (such as monthly telephone, electricity, gas bills, insurance, clubs), contact the merchant on or after the 8/24/26 with your new card number and expiration date.
No. Your due date will stay the same.
Yes. The new address will be included on the statement. If you pay this bill through online bill payment, you will need to update the mailing address to P.O. Box 2711, Omaha, NE 68103-2711 on or after 8/24/26 to ensure that your payment reaches the processor by your due date.
To ensure there is no interruption in automated payments, contact the provider of the service (i.e., another bank or bill pay service) on or after the 8/24/26 date, and provide your new card number and payment address of P.O. Box 2711 Omaha, NE 68103-2711.
Tokenization may not be available immediately on the conversion live date (8/24/26). While we anticipate enabling tokenization as soon as possible, it may take up to 12 weeks after 8/24/26 for this feature to become fully available.
Once tokenization is live and your new credit card is activated, you'll be able to add it to digital wallets such as Apple Pay®, Google Pay™, Garmin Pay™, and Samsung Pay™. Tokenization replaces your actual card number with a unique digital token, enhancing security for mobile and online transactions. Additional important details:
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